Easy Monthly Instalments

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0% Markup

No mark-up or hidden charges on Bank's EMI Plan facility with No processing Fee.

Instant Approval

Choose your Bank's EMI Plan, enter your card details, and we are ready to ship you your product

No Down Payment

Shop your heart out without any down payment

Bank Partners who support 0% EMI

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Extended payment plan


EMI (Easy Monthly Instalment) Calculator

Total Cart Value
Instalment Tenure 3 Months 6 Months 12 Months
Per Month Amount
Total Cart Value : The value of your shopping cart for all your items including delivery charges.
Instalment Tenure : Number of months you would like to choose to pay for the product using EMI.

Frequently Asked Questions

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Unfortunately, payment partner discounts are not applicable on products that are purchased using EMI.

Daraz Easy Monthly Instalments (EMI) is a service offered by Daraz that allows you to purchase items available on the website with a deferred payment plan using your credit card.

Please note that the full outstanding payment will be blocked on your account until the instalment repayments have been completed. The blocked amount will also be visible on your statement.

EMI does not have any mark-up, processing fee, down payment or any other hidden cost attached to it.

Please note that the full outstanding payment will be blocked on your account until the instalment repayments have been completed. The blocked amount will also be visible on your statement.

Daraz EMI is available on all Daraz products with a total cart value equal to or greater than Rs. 10,000. Please select the EMI option with either 3, 6 or 12 month tenure for repayment on checkout. You can use the EMI calculator to see your monthly repayments.

For EMI Transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using EMI, it will take up to 5 working days for the instalment to reflect on your credit card statement.

Please note that the full outstanding payment will be blocked on your account until the instalment repayments have been completed. The blocked amount will also be visible on your statement.

Yes, in case of return, there are two ways of getting your money refunded:

Credit Card Reversal: Your money will be reversed on your credit card within 12 working days. There are no charges for this reversal and it will be reflected on your subsequent statement.

Refund Voucher: You may opt for Daraz's refund voucher for the amount of Easy Monthly Instalment. This voucher can be redeemed on Daraz to purchase anything above the value of PKR 10,000 and will have a validity of 6 months.

Please note, in both the cases your instalments will continue to reflect in your Credit Card statement until you get the EMI plan cancelled as well by calling Bank’s helpline.

Unfortunately, only full cart values can be converted into an EMI plan.

Unfortunately, Daraz 0% EMI plan is only available for:

  • Standard Chartered
  • Bank Alfalah
  • Silk Bank

As soon as Daraz offers 0% EMI for other Banks; it will get updated it in the website.

Select the relevant bank to see contact information of the bank and ask them why the transaction is being rejected.

Please call the Bank’s helpline to escalate the matter. If you have been charged any financial fees due to this, they will be reversed in your subsequent statement.

Easy Monthly Instalments – Shop now, pay later.

Making a living is not at all easy and there are times when you need to purchase something according to your need but you do not have enough money to cope up with the expense. What if your washing machine stopped working all of a sudden and you do not have enough money in your account to purchase a new one? Or probably, your refrigerator is old and cannot be repaired. You need to buy a new fridge as replacement but cannot make the transaction because you cannot afford to withdraw a big amount in one go. In such cases, you are always on a lookout for services from your bank like loans or easy advances in order to shop your necessity. A few stores also provide the facility of monthly instalments but that include mark up and hidden charges which instead make the product even more expensive for you. However, the option of instalment is rarely found in online shopping but you don’t need to worry. Daraz.pk brings you some great services that would not only give you the ease of shopping but will also help you pay with ease.

EMI as per payment partners

Daraz.pk provides you with the service of Easy Monthly Instalments where you can shop whenever you wish to and pay in instalments. Silk Bank, Standard Chartered and Bank Alfalah, being Daraz.pk’s payment partners, support 0% EMI. With purchases equal to or over Rs.10,000, you can pay via monthly instalments. EMI facility does not have any mark-up, processing fee or hidden charges. With the EMI Instalment Calculator at Daraz.pk, you can easily figure out the monthly payment as per the tenure.

3 simple steps and you’re good to go

Daraz.pk now allows you to purchase all that you want with a deferred payment plan. You just need to follow few simple steps:

1. Add products to cart and proceed to checkout.
2. Choose your EMI plan and the tenure within which you plan to pay.
3. Enter your card details and confirm your order.

Daraz.pk will ship your product and you can pay with ease on monthly basis.