Note: It takes up to 7 working days for your SBS plan to be activated. You will recieve a booking SMS from Bank Alfalah once SBS plan is activated.


Daraz Step by Step Installment (SBS) is a service offered by Daraz that allows you to purchase items available on the website with a deferred payment plan using your credit card.

Please note that the full outstanding payment will be blocked on your credit card and released as you pay monthly installments. The blocked amount will also be visible on your statement.

SBS Plan does not charge mark-up for the 3 months tenure.

Daraz SBS is available on all Daraz products but your order should contain only 1 product with a minimum value of PKR 10,000.

For SBS transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using SBS, it will take up to 7 working days for the installment to reflect on your credit card statement.

Yes, in case of return, your paid amount will be reversed on your credit card within 12 working days.

Only full cart values can be converted into an SBS plan.

SBS is applicable on the following credit cards; Visa Classic Credit Card, Visa Gold Credit Card, Visa Platinum Credit Card, Visa Premier Platinum Credit Card, Visa Ultra Credit Card.

Yes, in case of early closure of instalment plan (before completion of tenure), 5% of outstanding installments or Rs. 1000 (whichever is higher) shall be charged.

Please call Bank Alfalah helpline 111-225-111 to escalate the matter. If you have been charged any financial fees due to this, they will be reversed in your subsequent statement.

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