SCB Aasan Instalments

Help Center > SCB Aasan Instalments

0% Aasan Instalments

No mark-up or hidden charges on AI facility with no processing fee.

Instant Approval

Choose your AI plan, enter your card details, and we are ready to ship you your product

No Down Payment

Shop your heart out without any down payment

How can I make a payment using Aasan Instalments?

STEP 1

Select Your Product(s)

All products available on Daraz are eligible for AI with total cart value worth equal or more than Rs. 10,000

STEP 2

Proceed To Checkout

Choose your preferred AI tenure. You can choose from a 3, 6 or 12 month payment period

STEP 3

Enter Card Details

Enter your credit card details and confirm the order. You’re done!


AI (Aasan Instalments) Calculator

Total Cart Value
Instalment Tenure 3 Months 6 Months 12 Months
Per Month Amount
Total Cart Value : The value of your shopping cart for all your items including delivery charges.
Instalment Tenure : Number of months you would like to choose to pay for the product using Aasan Instalments.

Frequently Asked Questions

Daraz Aasan Instalments (AI) is a service offered by Daraz that allows you to purchase items available on the website with a deferred payment plan using your credit card.

Please note that the full outstanding payment will be blocked on your account until the instalment repayments have been completed. The blocked amount will also be visible on your statement.

AI does not have any mark-up, processing fee, down payment or any other hidden cost attached to it.

Please note that the full outstanding payment will be blocked on your account until the instalment repayments have been completed. The blocked amount will also be visible on your statement.

Daraz AI is available on all Daraz products with a total cart value equal to or greater than Rs. 10,000. Please select the AI option with either 3, 6 or 12 month tenure for repayment on checkout. You can use the AI calculator to see your monthly repayments.

For AI Transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using AI, it will take up to 5 working days for the instalment to reflect on your credit card statement.

Please note that the full outstanding payment will be blocked on your account until the instalment repayments have been completed. The blocked amount will also be visible on your statement.

Yes, in case of return, there are two ways of getting your money refunded:

Credit Card Reversal: Your money will be reversed on your credit card within 12 working days. There are no charges for this reversal and it will be reflected on your subsequent statement.

Refund Voucher: You may opt for Daraz's refund voucher for the amount of Aasan Installment. This voucher can be redeemed on Daraz to purchase anything above the value of PKR 10,000 and will have a validity of 6 months.

Please note, in both the cases your installments will continue to reflect in your SCB Credit Card statement until you get the Aasan Installment plan cancelled as well by calling SCB helpline.

Unfortunately, only full cart values can be converted into an AI plan.

Please call SCB’s helpline at 111-002-002 to determine your course of action for approval.

In the link provided below, you can fill out the details and apply for an SCB credit card.

Apply for Credit Card

In case of early closure of instalment plan (before completion of tenure), pre-payment charges will be Rs 1,000 or 5% of the remaining amount whichever is higher.

Currently, Daraz AI is only available for SCB customers. Very soon we will be launching this facility for all major banks of Pakistan. Please keep checking this page for updates.

Please call SCB's helpline 111-002-002 to escalate the matter. If you have been charged any financial fees due to this, they will be reversed in your subsequent statement.