Become a part of the HBL ShopFest by using your HBL CreditCard on daraz.pk to enjoy exclusive up to 60% discounts on deals and offers for you and your loved ones.

With your HBL CreditCard, experience freedom, flexibility and round the clock convenience suited to your needs. Enjoy a rewarding journey of unparalleled discounts, exciting reward programs, a secure online experience and much more with your HBL CreditCard.


HBL CreditCard Discounts

Additional Discount Application Maximum Discount
30% Mega Deals PKR 10,000
15% Entire Daraz Website PKR 7,500

How to sign up on HBL Rewards & Lifestyle?

How to add money to your HBL Account?


How can I make a payment using HBL CreditCard?

STEP 1

Select your product

STEP 2

Proceed to checkout

STEP 3

Enter your card details

STEP 4

Select a method to receive One-Time PIN (OTP)

STEP 5

Enter your OTP

STEP 6

Your order is confirmed


Frequently Asked Questions

Only HBL Credit Cardholders are eligible for the discounts under the Promotion.
The discount is only applicable on HBL CreditCard under the Promotion.
The Promotion period is from 16th May, 2017 to 18th May, 2017
HBL Credit Cardholders can avail discount up to a maximum of 60% during the Promotion.
HBL Credit Cardholders can avail an additional 15% discount, with maximum capping of PKR 7,500/- per transaction on Site Wide deals (www.daraz.pk) during the Promotion.

HBL Credit Cardholders can avail an additional 30% discount with maximum capping of PKR 10,000/- per transaction on Mega Deals during the Promotion.
Mega Deals are special discounts up to 60% offered on selected products. These Mega Deals shall be exclusive to HBL Credit Cardholders only and will be available on a first come basis, while stocks last.
Each HBL Credit Cardholder can avail up to 3 mega deals during this Promotion.
The discount cannot be availed on using the cash on delivery method of payment.
Yes, HBL’s discount at Daraz.pk will be over and above any discounts already being offered by Daraz.pk.
All HBL CreditCards are backed by 3D Secure service, which is the latest technology in e-commerce transaction security. 3D Secure ensures safe internet based transactions through authentication of each transaction by the cardholder.

With this service, when you use your HBL CreditCard on websites that have incorporated the "Verified by Visa" or "MasterCard SecureCode" sign, you will receive a One-Time Password (OTP) either by SMS or email, as you desire, to complete your transaction.
You are issued a One Time Password (OTP) every time you conduct an e-commerce transaction. The OTP is sent on email and/or SMS and needs to be entered at the ecommerce website to authenticate the transaction. For more information, visit http://www.hbl.com/3DSecure
You can request for another OTP by selecting the ‘Request for OTP’ option on the website and you will receive a fresh OTP. For more information, visit http://www.hbl.com/3DSecure
Please call HBL PhoneBanking on 111-111-425 and lodge your concern.
No, there are no hidden costs or charges for using HBL CreditCard. For complete list of charges please visit HBL CreditCard page http://www.hbl.com/HBLCreditCard
For all delivery related queries, please contact Daraz.pk at 111-132-729.
You can call daraz.pk at 111-132-729 or email at [email protected]

Terms and Conditions

  • Eligible customers are entitled to receive discounts up to 60% on purchases made on daraz.pk’s portal (www.daraz.pk or the “Site”) using their HBL Credit Cards during (the “Promotion”).
  • The Promotion is valid from 16th May, 2017 to 18th May, 2017 only.
  • The Promotion is applicable on all HBL Credit Cards only.
  • HBL Credit Cardholders can avail discount up to a maximum of 60% during the Promotion*.
  • HBL Credit Cardholders can avail an additional 15% discount, with maximum capping of PKR 7,500/- per transaction on Site-wide deals during the Promotion.
  • HBL Credit Cardholders can avail an additional 30% discount with maximum capping of PKR 10,000/- per transaction on Mega Deals** during the Promotion.
  • Mega Deals are special discounts available on the purchase of selected products on the Site. These Mega Deals shall be exclusive to HBL Credit Cardholders only and will be available on a first come basis, while stocks last.
  • Each HBL Credit Cardholder can avail up to 3 mega deals during this Promotion.
  • The discount cannot be availed on using the cash on delivery method of payment.
  • This Promotion is subject to all applicable terms and conditions of daraz.pk.
  • HBL reserves the right to discontinue/cancel any discount offering without providing prior notice or reason.
  • HBL shall not be responsible to any customer or third party for unsatisfactory or delayed performance of daraz.pk, losses, damages, delays or cancellation of products by daraz.pk.
  • HBL will not be held responsible for any complaints or liabilities whatsoever that arise with respect to products and services availed from daraz.pk using this offer.

* 60% is the maximum potential aggregate discount comprising of the discounts applied from use of the HBL CreditCard, as well as certain existing discounts available to eligible customers on certain purchases made on daraz.pk.

** The 30% discount on purchases made using the HBL CreditCard on Mega Deals, shall be in addition to the existing discount applied on Mega Deal purchases.

Contact Us

  • For queries related to HBL CreditCard, please call HBL PhoneBanking at 111-111-425
  • For queries related to products/vouchers and delivery, please call daraz.pk at 111-132-729 or email at [email protected]