Habib Bank Limited

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Update your contact information

For your security, all HBL MasterCard & Visa DebitCards transactions on Daraz are protected by 3D Secure. Upon usage of the card, you receive an OTP (One Time Password) via SMS and/or Email on your HBL registered mobile number/email address. The OTP can be used to fulfill the online transaction payment.

Please call HBL PhoneBanking at 021-111- 111-425 and ensure your contact details are updated.

Have sufficient funds

For HBL CreditCards : Please ensure you have sufficient available credit limit available on your card.
For HBL DebitCards : Please ensure you have sufficient balance in your HBL Account on which your card is issued.

Keep your card handy

Time and time again, HBL brings its customers various promotions and campaigns on Daraz. To be the first to get a chunk of bargains via thousands of wonderful deals, keep your HBL Card(s) handy at all times and keep a lookout for any HBL campaigns on Daraz.


How to place an order with your HBL DebitCard or CreditCard during HBL ShopFest?

STEP 1

Select your product

STEP 2

Proceed to checkout

STEP 3

Enter your HBL Card details

STEP 4

Select a method to receive One-Time Password (OTP)

STEP 5

Enter your OTP

STEP 6

Your order is confirmed


This promotion is applicable on HBL Mastercard and Visa cards only.

How to pay with your HBL Card?


Frequently Asked Questions

Only HBL Cardholders are eligible for the discounts under the Promotion.

Yes, the discount is applicable on HBL DebitCards backed by Visa & Mastercard. The discount cannot be availed using HBL DebitCards backed by PayPak and UnionPay International.

Depending on the nature of the campaign, HBL Cardholders can avail a discount either on special deals selected for the campaign OR All Site Wide deals (www.daraz.pk) during the Promotion.

Mega Deals are special discounts offered on selected products. These Mega Deals shall be exclusive to HBL Cardholders only and will be available on a first come basis, while stocks last.

The discount cannot be availed on using the cash on delivery method of payment.

Yes, HBL’s discount at Daraz will be over and above any discounts already being offered by Daraz.

All HBL Cards, backed by Visa and Mastercard, are protected by 3D Secure platform, which is the latest technology in e-commerce transaction security. 3D Secure ensures safe internet based transactions through authentication of each transaction by the cardholder.

With this service, when you use your HBL Cards on websites that have incorporated the "Verified by Visa" or "MasterCard SecureCode" sign, you will receive a One-Time Password (OTP) either by SMS or email, as you desire, to complete your transaction.

You are issued a One Time Password (OTP) every time you conduct an e-commerce transaction. The OTP is sent on email and/or SMS and needs to be entered at the ecommerce website to authenticate the transaction. For more information, visit http://www.hbl.com/3DSecure

To receive a One-Time Password (OTP) for secured internet based transactions on your HBL Card, please ensure that your latest mobile number and/or email address is updated in our records. For details, please call HBL PhoneBanking on 021-111-111-425.

You can request for another OTP by selecting the ‘Request for OTP’ option on the website and you will receive a fresh OTP. For more information, visit http://www.hbl.com/3DSecure

Please call HBL PhoneBanking on 111-111-425 and lodge your concern.

No, there are no hidden costs or charges for using HBL CreditCard or HBL DebitCard. For complete list of schedule of charges please visit HBL CreditCard page http://www.hbl.com/HBLCreditCard OR HBL DebitCard page http://www.hbl.com/HBLDebitCard

For all delivery related queries, please contact Daraz at 111-132-729.

You can call Daraz at 111-132-729 or email at [email protected].

Please call HBL PhoneBanking at 021-111-111-425 from your HBL registered number to enquire about your account balance (for HBL DebitCard) or your available limit (for HBL CreditCard).

Terms and Conditions

  • The Promotion is applicable on all HBL Mastercard & Visa Cards only.
  • The Promotion is not applicable on HBL Debit Cards backed by PayPak and UnionPay International.
  • Mega Deals are special discounts available on the purchase of selected products on the Site. These Mega Deals shall be exclusive to HBL Cardholders only and will be available on a first come basis, while stocks last.
  • The discount cannot be availed on using cash on delivery method of payment.
  • Daraz shall be responsible to communicate the estimated delivery timeline at the time of order confirmation.
  • This Promotion is subject to all applicable terms and conditions of Daraz.
  • HBL reserves the right to discontinue/cancel any discount offering without providing prior notice or reason.
  • Daraz reserves the right to refuse or cancel any order for any reason at any given time.HBL shall not be responsible to any customer or third party for unsatisfactory or delayed performance of daraz, losses, damages, delays or cancellation of products by Daraz.
  • HBL will not be held responsible for any complaints or liabilities whatsoever that arise with respect to products and services availed from Daraz using this offer.

Contact Us

  • For queries related to HBL Cards, please call HBL PhoneBanking at 111-111-425
  • For queries related to products/vouchers and delivery, please call Daraz at 111-132-729 or email at [email protected]