Bank Partners who support 0% EMI

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Pay with
Extended payment plan

Pay with
Extended payment plan

Pay with
Extended payment plan

Pay with
Extended payment plan




Please note: it takes up to 7 working days for your EMI plan to be activated and you will receive a
SMS from your bank once this is done  


Daraz EMI is a service that allows you to purchase items through a deferred payment plan using your credit card. Please note that the full outstanding payment will be blocked on your credit card and released as you pay monthly installments. The blocked amount will also be visible on your statement.

EMI does not have any down payment or any other hidden cost attached to it. The following banks charge a processing fee upon activation of the EMI plan:

  • Standard Chartered processing fee: 5.5% on 06 months tenure and a processing fee of 11.5% on 12-months tenure.
  • MCB processing fee: 2.5%
  • Silkbank processing fee: Rs. 1500 or 1.5% (whichever is higher) + FED is charged to the customers by the bank on activation.

The following banks charge mark-up:

  • Silkbank: 12% for 6 months & 24% for 12 months EMI tenure

Daraz EMI is available on all Daraz products but your order should contain only 1 product with a min value of PKR 10, 000

For EMI Transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card. Once a purchase is completed through using EMI, it will take up to 7 working days for the installment to reflect on your credit card statement.

Yes, in case of return, you can get your money will be reversed on your credit card within 10 working days. There are no charges for this reversal and it will be reflected on your subsequent statement.

Unfortunately, only full cart values can be converted into an EMI plan.

Daraz EMI plan is available on: Bank Alfalah Credit Cards, Silk Bank Credit Cards & MCB Credit Cards, SCB Credit Cards.

Please call the Bank’s helpline to escalate the matter. If you have been charged any financial fees due to this, they will be reversed in your subsequent statement.

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